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Terms of Use
The Federal Reserve Bank of New York's website and firewall are subject to monitoring by system personnel. Any and all users expressly consent to such monitoring and are advised that any evidence of criminal activity may be provided to law enforcement officials.

Sections of this website, such as the "employees only" tab, may be accessed only by authorized users, that is, users who have been provided with a valid user ID and password by this bank.

If you provide personal information, such as your mailing or e-mail address, telephone or fax numbers, or other demographic and customer information, we will not share (disclose, or sell) it to third parties.

This website uses transient, memory-resident "cookies" in several shopping cart type applications (publications catalog, tour reservations and careers) to link individual client browser pages to a unique client session. Cookies are invoked by using either of these shopping cart applications and disappear when the browser is closed.

If you choose to order from the publications catalog or book a tour, all your personal information is protected. The catalog uses Secure Sockets Layer (SSL), a security standard, to protect your personal information. This is done by encrypting the information transmitted between our server and your browser. SSL is invoked when you begin the "checkout" process, resulting in a URL that starts with HTTPS://. Your browser may respond by displaying a message similar to this:

If so, click "continue" and proceed with your order.

To maintain the privacy of your information and use this website as intended, a browser able to support cookies and Secure Sockets Layer (SSL) is required. That is, the minimal browser is Microsoft Internet Explorer 4 or Netscape Navigator 6. Other browsers may work but they have not been tested by this bank.

We also use cookies intended to track traffic patterns on this website that collect data on domain name, browser type and MIME type. We do not correlate this information with data about individual users, such as your name and address. Please read our instructions on disabling your browser's permanent cookies if you wish to prohibit this data collection.
Disabling Your Browser's Permanent Cookies ››

The Federal Reserve Bank of New York provides no warranty, express or implied, as to the accuracy, timeliness, completeness, merchantability or fitness for any particular purpose of any information contained in documents produced and provided by the New York Fed in any form or manner whatsoever.

Reproduction of any information contained on the Federal Reserve Bank of New York's website may be made without limitation as to number provided that it is not for the purpose of private gain. This does not apply to other websites that may be linked to/from the Federal Reserve Bank of New York's website. They are governed by the individual policies of the relevant providers.

If you do not agree with any portion of this policy you have the right to exit and not continue the session. However, if you do continue to remain on this site you IMPLICITLY CONSENT to this policy.

RSS Feeds
The Federal Reserve Bank of New York offers RSS as a free service as long as use is for non-commercial purposes and use is accompanied by proper attribution to the Federal Reserve Bank of New York as the source. In addition, while using our RSS service, you may not directly or indirectly suggest any endorsement or approval by the Federal Reserve Bank of New York of your website. By accessing our RSS service you are indicating that you understand and agree with these terms.

Our Commitment
The New York Fed is committed to making every page on its public website accessible to the widest possible audience, including people with visual disabilities using screen-reading software.

Many of the documents on our web server are in HTML and are usually accessible to screen-reading software. We also have a large number of documents in Adobe Acrobat* Portable Document Format (PDF), a type that reproduces the exact look of a printed page. PDF documents are displayed through Adobe's free Acrobat Reader which may require additional steps to become accessible to screen readers. In addition, when using the website's main search engine PDF documents are also displayed as a text document.
Download Adobe's free Acrobat Reader

Reading Adobe Acrobat Portable Document Format (PDF) Files
PDFs found on this site may be accessible to some screen readers (except for some complex formatting, including graphics and some tables). We are following software developments and will make all elements of PDF documents accessible to screen readers as soon as possible.

If a PDF is not accessible to your screen reader, you can use a free translation service provided by Adobe through their access.adobe.com website, which will translate PDFs to web pages (HTML documents) or to plain text (again except for some complex formatting). Access.adobe.com

The paragraphs below describe the use of Adobe's translation service and how to obtain paper copies of PDF documents that are on the New York Fed's website.

The Adobe translation service can be used in one of two ways:

  • At the website of the service, the user can fill out a form, giving the address of the document to be translated. When the form is submitted, the service will translate the PDF document to a web page and return it immediately to the user. For instructions, see: Adobe Acrobat accessibility: Adobe PDF Conversion by Simple Form
  • At the website of the service, the user can send an e-mail message, giving the address of the document to be translated. The service will then translate the document, but in this case the user can choose to have the document translated either to a web page or to plain ASCII text. Only this method will provide the requestor translation to plain text. For instructions, see: Adobe Acrobat accessibility: Adobe PDF Conversion by Email

Other Means of Obtaining Documents
If you are seeking a document that is not accessible to you through this website, and want to obtain a paper copy of it, you may submit a request by e-mail to general.info@ny.frb.org. You may also call this bank's Public Affairs Department at (212) 720-6130 between the hours of 8:30 am and 5:00 pm eastern time.

We invite comments on our accessibility policies. You may send a letter to:
Webmaster - Web Communications
Federal Reserve Bank of New York
33 Liberty Street
New York New York 10045
E-mail: webmaster@ny.frb.org

Printing
The site has been created to be viewed in the commonly used browsers. We have tested these pages on many browser and printer combinations. However, it is impossible to test all possible configurations. We are aware that some users may experience printing problems with older versions of the Netscape browser.

*Acrobat and the Acrobat logo are trademarks of Adobe Systems Incorporated.

Updated: September 2008