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Circulars are official letters announcing new developments to the Second District's depository institutions and other concerned parties.

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All	Consumer and Community	Services	Supervision and Regulation	Other


Date	No.	Title

2010

Mar 17, 2010	12195	Agencies Issue Policy Statement on Funding and Liquidity Risk Management

Mar 16, 2010	12194	Target for Federal Funds Rate Left Unchanged

Mar 10, 2010	12193	Board Issues Supervisory Guidance and Regulations on Obtaining and Retaining Beneficial Ownership Information

Mar 10, 2010	12192	Consumer Advisory Council to Hold Meeting on March 25

Mar 5, 2010	12191	Board Issues Supervisory Guidance and Regulations on the FFIEC’s Retail Payment Systems Booklet

Mar 3, 2010	12190	Federal Reserve Announces Proposed Rules to Protect Credit Card Users from Certain Practices

Mar 2, 2010	12189	Federal Reserve Banks Complete Check Processing Infrastructure Changes

Feb 25, 2010	12188	Agencies and CDFI Fund Sponsor Community Reinvestment Conference

Feb 22, 2010	12187	Federal Reserve Releases Online Publication on New Overdraft Rules for Debit and ATM Cards

Feb 19, 2010	12186	Federal Reserve Announces Online Consumer Guide to Credit Cards

Feb 19, 2010	12185	Board Proposes Clarifications to Final Rules Under Regulations E and DD

Feb 18, 2010	12184	Federal Reserve Approves Modifications to Terms of Discount Window Lending Programs

Feb 5, 2010	12183	Regulators Issue Statement on Lending to Creditworthy Small Businesses

Feb 1, 2010	12182	Federal Reserve Launches New Website for Bank Directors

Jan 27, 2010	12181	Target for Federal Funds Rate Left Unchanged

Jan 25, 2010	12180	Federal Reserve Introduces Online Regulatory Filing System

Jan 21, 2010	12179	Agencies Issue Final Rule for Regulatory Capital Standards Related to Statements of Financial Accounting Standards Nos. 166 and 167

Jan 20, 2010	12178	Federal Reserve Banks Announce New Studies to Examine Nation’s Check and Electronic Payments Usage

Jan 12, 2010	12177	Federal Reserve Approves Final Rules to Protect Credit Card Users from a Number of Costly Practices

Jan 8, 2010	12176	Board Advises Institutions of Supervisory Expectations for Sound Practices in Managing Interest Rate Risk

Jan 8, 2010	12175	Interagency Guidance on Transparency and Compliance in Cross-Border Funds Transfers

Jan 6, 2010	12174	Restructuring of Check Processing Operations; Regulation CC Amendments to Implement Single Check-Processing Region Effective February 27, 2010

2009

Dec 28, 2009	12173	Board Proposes Amendments to Regulation D That Would Enable the Establishment of a Term Deposit Facility

Dec 23, 2009	12172	New Members Named to the Thrift Institutions Advisory Council; New President and Vice President Named for 2010

Dec 23, 2009	12171	Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions

Dec 22, 2009	12170	Agencies Issue Final Rules on Risk-Based Pricing Notices

Dec 22, 2009	12169	Annual Notice of Asset-Size Exemption Threshold for Depository Institutions

Dec 18, 2009	12168	Consumer Advisory Council Appointments for 2010

Dec 16, 2009	12167	Target for Federal Funds Rate Left Unchanged

Dec 14, 2009	12166	Election of Directors

Dec 4, 2009	12165	Board Adopts Final Rule Establishing a Process to Determine the Eligibility of Credit Rating Agencies for TALF

Nov 27, 2009	12164	Agencies Extend Compliance Date for Final Rule to Implement Unlawful Internet Gambling Enforcement Act

Nov 27, 2009	12163	Federal Reserve to Run Public Service Announcement with Credit Card Tips for Holiday Shoppers

Nov 25, 2009	12162	Federal Reserve Announces Revisions to Policies Governing Directors of Federal Reserve Banks and Their Branches

Nov 25, 2009	12161	Board Approves Reduction in Maximum Maturity of Primary Credit Loans

Nov 17, 2009	12160	Federal Regulators Issue Final Model Privacy Notice Form

Nov 16, 2009	12159	Federal Reserve Approves Interim Final Rule Requiring Notice Be Given to Consumers When Their Mortgage Loan Is Sold or Transferred

Nov 16, 2009	12158	Board Proposes Rules to Restrict Fees and Expiration Dates on Gift Cards

Nov 13, 2009	12157	Agencies Issue Final Rule for Mortgage Loans Modified Under the Home Affordable Mortgage Program

Nov 13, 2009	12156	Agencies Reopen Comment Period for Correspondent Concentration Risks Guidance

Nov 12, 2009	12155	Board Announces Final Rules Prohibiting Institutions from Charging Fees for Overdrafts on ATM and One-Time Debit Card Transactions

Nov 9, 2009	12154	Restructuring of Check Processing Operations in the Third and Fourth Districts, Regulation CC Impact on Second District Depository Institutions

Nov 4, 2009	12153	Target for Federal Funds Rate Left Unchanged

Nov 4, 2009	12152	Nomination of Directors

Nov 3, 2009	12151	2010 Fee Schedule for Federal Reserve Bank Priced Services

Oct 30, 2009	12150	Board Announces Temporary Exemption to Limitations in Section 23A of Federal Reserve Act Will Expire on October 30, 2009

Oct 30, 2009	12149	Board Adopts Policy Statement Supporting Prudent Commercial Real Estate Loan Workouts

Oct 22, 2009	12148	Board Issues Proposed Guidance on Incentive Compensation

Oct 9, 2009	12147	Annual Adjustments for Reserve Calculations and Deposit Reporting, Regulation D

Oct 9, 2009	12146	Restructuring of Check Processing Operations in the Fourth, Eleventh and Twelfth Districts, Regulation CC Impact on Second District Depository Institutions

Oct 6, 2009	12145	Consumer Advisory Council to Hold Meeting on October 22

Oct 5, 2009	12144	Federal Reserve Announces Changes to Procedures for Evaluating Asset-Backed Securities Pledged to TALF

Oct 1, 2009	12143	Agencies Announce Availability of 2008 HMDA Data

Sep 29, 2009	12142	Board Approves Proposed Rule Amending Credit Card Provisions of Regulation Z

Sep 24, 2009	12141	Board Issues Revision to Regulation S Regarding Costs Incurred by Financial Institutions in Producing Customer Financial Records

Sep 24, 2009	12140	Credit Quality Declines in Annual Shared National Credits Review

Sep 24, 2009	12139	Federal Reserve Announces TAF and TSLF Schedules through January 2010

Sep 23, 2009	12138	Target for Federal Funds Rate Left Unchanged

Sep 17, 2009	12137	Special Election of Class B Director

Sep 16, 2009	12136	Federal Reserve to Implement Consumer Compliance Supervision Program of Nonbank Subsidiaries of BHCs and FBOs

Sep 2, 2009	12135	Special Election of Class B Director

Aug 28, 2009	12134	Board Announces Amounts of TAF Credit Offered at Two September Auctions Reduced to $75 Billion

Aug 27, 2009	12133	Agencies Seek Comment on Proposed Regulatory Capital Standards Related to Adoption of Statements of Financial Accounting Standards No. 166 and 167

Aug 27, 2009	12132	Board Alerts Public to Instances of Fraudulent Solicitations Directed At Consumers

Aug 19, 2009	12131	Federal Reserve Announces New Schedule of Margins Applicable for Collateral Pledged by Depository Institutions

Aug 17, 2009	12130	Federal Reserve Board and Treasury Department Announce the Extension of Term Asset-Backed Securities Loan Facility

Aug 12, 2009	12129	Target for Federal Funds Rate Left Unchanged

Aug 10, 2009	12128	Board Announces Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures

Aug 6, 2009	12127	Board Publishes "5 Tips for Dealing with a Home Equity Line Freeze or Reduction"

Aug 3, 2009	12126	Nomination of Class B Director

Jul 30, 2009	12125	Board Approves Final Amendments to Regulation Z that Revise Disclosure Requirements for Private Education Loans

Jul 30, 2009	12124	Board Publishes "5 Tips for Shopping for a Mortgage"

Jul 24, 2009	12123	Board Announces Amounts of TAF Credit Offered at Each of Two August Auctions Reduced To $100 Billion

Jul 23, 2009	12122	Board Proposes Significant Changes to Regulation Z to Improve Disclosures Consumers Receive Regarding Closed-End Mortgages and Home-Equity Lines of Credit

Jul 22, 2009	12121	Nomination of Class B Director

Jul 21, 2009	12120	Agencies Release Revised Interagency Questions and Answers and Propose New Questions Regarding Flood Insurance

Jul 16, 2009	12119	Board Issues Interim Final Rule Amending Credit Card Provisions of Regulation Z

Jul 15, 2009	12118	Restructuring of Check Processing Operations in the Fourth and Seventh Districts, Regulation CC Impact on Second District Depository Institutions

Jul 9, 2009	12117	Joint Statement by Treasury, Federal Reserve and FDIC on the Legacy Securities Public-Private Investment Program

Jul 3, 2009	12116	Federal Reserve Advises Bank Customers on California Registered Warrants

Jul 2, 2009	12115	Agencies Publish Final Rules and Guidelines to Promote Accurate Reports About Consumers

Jun 30, 2009	12114	Agencies Seek Comment on Proposed Interagency Guidance on Funding and Liquidity Risk Management

Jun 29, 2009	12113	Banking Agencies Issue Host State Loan-to-Deposit Ratios

Jun 26, 2009	12112	Agencies Issue Interim Final Rule for Mortgage Loans Modified Under Making Home Affordable Program

Jun 25, 2009	12111	Federal Reserve Announces Extensions of and Modifications to a Number of Liquidity Programs

Jun 25, 2009	12110	Agencies Announce Notice of Proposed Rulemaking for Community Reinvestment Act

Jun 24, 2009	12109	Target for Federal Funds Rate Left Unchanged

Jun 22, 2009	12108	Board Seeks Nominations for Appointments to Consumer Advisory Council

Jun 12, 2009	12107	Federal Reserve Responds to New Accounting Standards

Jun 11, 2009	12106	Agencies Issue Frequently Asked Questions on Identity Theft Rules

Jun 10, 2009	12105	Federal Reserve Issues First Monthly Report on Its Credit and Liquidity Programs

Jun 9, 2009	12104	Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies

Jun 1, 2009	12103	Federal Reserve Outlines Criteria to Evaluate Applications to Redeem U.S. Treasury Capital from Participants in Supervisory Capital Assessment Program

Jun 1, 2009	12102	Agencies Propose Rule to Implement S.A.F.E. Act Mortgage Loan Originator Registration Requirements

Jun 1, 2009	12101	Consumer Advisory Council to Hold Meeting on June 18

May 28, 2009	12100	Restructuring of Check Processing Operations in the Fourth and Ninth Districts, Regulation CC Impact on Second District Depository Institutions

May 22, 2009	12099	Board Announces Final Rule on Senior Perpetual Preferred Stock Issued by BHCs to Treasury, Interim Final Rule on Subordinated Debt Issued by S-Corp and Mutual BHCs to Treasury

May 20, 2009	12098	Board Announces Final Amendments to Regulation D Pertaining to Transfers from Savings Deposits and the Establishment of Excess Balance Accounts at Federal Reserve Banks

May 19, 2009	12097	Federal Reserve Announces Certain High-Quality Commercial Mortgage-Backed Securities Will Become Eligible Collateral under TALF

May 8, 2009	12096	Board Approves Final Rules Revising Disclosure Requirements for Mortgage Loans Under Regulation Z

May 7, 2009	12095	Agencies Release Results of the Supervisory Capital Assessment Program

May 7, 2009	12094	Operating Circular No. 12 Revised

May 4, 2009	12093	Closing of Citizens Community Bank

May 4, 2009	12092	Board Announces Restructuring of Check Processing Operations in the Tenth, Eleventh and Twelfth Districts

May 1, 2009	12091	Board Announces Expansion of Eligible Collateral under TALF

Apr 29, 2009	12090	Target for Federal Funds Rate Left Unchanged

Apr 21, 2009	12089	Federal Reserve Announces Two New Interest Rates Applicable to Loans Extended Under TALF

Apr 21, 2009	12088	Agencies Propose Clarifications to Credit Card Rules

Apr 17, 2009	12087	Nomination of Class B Director

Apr 17, 2009	12086	Board Announces Availability of New Video "Lessons from a Storm"

Apr 6, 2009	12085	Federal Reserve and Other Central Banks Announce New Temporary Reciprocal Currency Arrangements

Mar 31, 2009	12084	Board Seeks Public Comment on Proposed Changes to Methodology for Calculating Private Sector Adjustment Factor

Mar 31, 2009	12083	Operating Circular No. 4 Revised

Mar 31, 2009	12082	Federal Reserve Announces Changes to the Discount Window and Payment System Risk Collateral Margins Table

Mar 19, 2009	12081	Federal Reserve Announces Set of Eligible Collateral for Loans Extended By TALF to Include Four Additional Categories of ABS

Mar 18, 2009	12080	Target for Federal Funds Rate Left Unchanged

Mar 17, 2009	12079	Board Delays Effective Date of New Limits on Inclusion Of Trust Preferred Securities and Other Restricted Core Capital Elements In Tier 1 Capital

Mar 11, 2009	12078	Board Seeks Public Comment on Proposed Changes to Regulation Z Regarding Private Education Loans

Mar 9, 2009	12077	Consumer Advisory Council to Hold Meeting on March 26

Mar 5, 2009	12076	Board Releases Tips to Help Protect Consumers from Foreclosure Scams

Mar 4, 2009	12075	Agencies Issue Statement in Support of "Making Home Affordable" Loan Modification Program

Mar 3, 2009	12074	Treasury and Federal Reserve Announce Launch of Term Asset-Backed Securities Loan Facility

Mar 2, 2009	12073	Treasury and Federal Reserve Announce Participation in AIG Restructuring Plan

Feb 27, 2009	12072	Board Issues Supervisory Guidance and Regulations on Payment of Dividends, Stock Redemptions and Stock Repurchases at BHCs

Feb 25, 2009	12071	Agencies to Begin Forward-Looking Economic Assessments

Feb 23, 2009	12070	Board Launches New Website Section on Credit and Liquidity Programs and the Balance Sheet

Feb 23, 2009	12069	Treasury Department, FDIC, OCC, OTS and Federal Reserve Board Issue Joint Statement on the Capital Assistance Program

Feb 20, 2009	12068	Restructuring of Check Processing Operations in the Third and Fifth Districts, Regulation CC Impact on Second District Depository Institutions

Feb 13, 2009	12067	FOMC Expands March, August, September and December Meetings in 2009 to Two Days

Feb 10, 2009	12066	Board Prepared to Expand Term Asset-Backed Securities Loan Facility

Feb 6, 2009	12065	Board Releases Additional Terms and Conditions of Term Asset-Backed Securities Loan Facility

Feb 6, 2009	12064	Board Issues Clarification on Debt Guaranteed under FDIC’s Temporary Liquidity Guarantee Program

Feb 3, 2009	12063	Federal Reserve Announces Extension of Existing Liquidity Programs

Jan 30, 2009	12062	Board Announces Final Rules for Asset-Backed Commercial Paper Money Market Fund Liquidity Facility

Jan 30, 2009	12061	Board Releases Policy on Certain Residential Mortgage Assets Held, Owned or Controlled by Federal Reserve Banks

Jan 30, 2009	12060	Board Seeks Public Comments on Proposed Changes to Regulation D to Authorize Establishment of Limited Purpose Accounts

Jan 28, 2009	12059	Target for Federal Funds Rate Left Unchanged

Jan 20, 2009	12058	Board Announces Restructuring of Check Processing in Fifth and Sixth Districts

Jan 16, 2009	12057	Treasury Department, Federal Reserve Board and FDIC Provide Assistance to Bank of America

Jan 7, 2009	12056	Board Announces Changes to Money Market Investor Funding Facility

Jan 7, 2009	12055	Consumer Advisory Council Appointments for 2009

Jan 6, 2009	12054	Agencies Issue Revised Interagency Questions and Answers on Community Reinvestment

Jan 2, 2009	12053	New Members of the Thrift Institutions Advisory Council For 2009

2008

Dec 31, 2008	12052	Board Announces Details of Program to Purchase Mortgage-Backed Securities

Dec 22, 2008	12051	Agencies Issue Revised Identity Theft Brochure

Dec 22, 2008	12050	Board Will Not Pursue Change to Daylight Overdraft Posting Rules Under Payment System Risk Policy

Dec 22, 2008	12049	Board Adopts Revisions to Payment System Risk Policy

Dec 19, 2008	12048	Board Releases Revised Terms and Conditions, FAQs for Term Asset-Backed Securities Loan Facility

Dec 19, 2008	12047	Board and Other Central Banks Announce Schedules for Term Auctions of U.S. Dollar Liquidity

Dec 19, 2008	12046	Annual Notice of Asset-size Exemption Threshold for Depository Institutions

Dec 19, 2008	12045	Board Approves Rules to Better Protect Credit Card Users

Dec 18, 2008	12044	Board Extends Comment Period on Proposal to Revise Disclosure Requirements for Mortgage Loans Under Regulation Z

Dec 17, 2008	12043	Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions

Dec 17, 2008	12042	Board Issues Technical Note Concerning Calculation of Interest Rates on Required Reserve Balances

Dec 17, 2008	12041	Agencies Approve Final Rule on Deduction of Goodwill from Tier 1 Capital

Dec 17, 2008	12040	Board Announces Restructuring of Check Processing in Sixth and Eighth Districts

Dec 16, 2008	12039	Fed Funds Target Range of 0 to 0.25 Percent Established; Discount Rate Lowered by 75 Basis Points to 0.5 Percent

Dec 15, 2008	12038	Revised Guide to Interagency Country Exposure Review Committee Process Issued

Dec 9, 2008	12037	Federal Reserve to Conduct Two Auctions Through its Term Auction Facility in January 2009

Dec 5, 2008	12036	Board Seeks Public Comment on Proposed Changes to Regulation Z

Dec 3, 2008	12035	Election of Directors

Dec 2, 2008	12034	Federal Reserve Announces the Extension of Three Liquidity Facilities

Nov 25, 2008	12033	Federal Reserve Announces Initiation of Program to Purchase Direct Obligations of Housing-Related GSEs and MBS

Nov 25, 2008	12032	Board Announces Creation of Term Asset-Backed Securities Loan Facility

Nov 24, 2008	12031	Treasury Department, Federal Reserve Board and FDIC Issue Joint Statement on Citigroup

Nov 19, 2008	12030	Board Announces Restructuring of Check Processing in Seventh District

Nov 14, 2008	12029	White Paper on Pandemic Preparedness Planning for Systemic Banking Organizations

Nov 13, 2008	12028	Agencies Seek Comment on Proposed Interagency Appraisal and Evaluation Guidelines

Nov 13, 2008	12027	Agencies Issue Final Rule to Implement Unlawful Internet Gambling Enforcement Act

Nov 12, 2008	12026	Interagency Statement on Meeting the Needs of Creditworthy Borrowers

Nov 10, 2008	12025	Federal Reserve Board and Treasury Department Announce Restructuring of Financial Support to AIG

Nov 7, 2008	12024	Reserve Banks Announce Reduced Number of Check Processing Sites and Accelerated Restructuring Schedule

Nov 5, 2008	12023	Board Announces Alteration to Formula Used to Determine Interest Rates Paid on Required Reserve Balances and Excess Reserve Balances

Nov 3, 2008	12022	Agencies Announce Decision on Impact of Tax Change on Indirect Investments in Fannie Mae and Freddie Mac Preferred Stock

Oct 30, 2008	12021	2009 Fee Schedule for Federal Reserve Bank Priced Services

Oct 30, 2008	12020	Board and Other Central Banks Announce the Establishment of Temporary Reciprocal Currency Arrangements

Oct 29, 2008	12019	Fed Funds Target Rate Lowered by 50 Basis Points to 1 Percent; Discount Rate Lowered by 50 Basis Points to 1.25 Percent

Oct 29, 2008	12018	Federal Reserve and Reserve Bank of New Zealand Establish Temporary Reciprocal Currency Arrangement

Oct 22, 2008	12017	Board Announces Alteration to Formula Used to Determine Interest Rate Paid on Excess Balances

Oct 21, 2008	12016	Board Announces the Creation of the Money Market Investor Funding Facility

Oct 21, 2008	12015	Board Approves Final Amendments to Regulation C

Oct 20, 2008	12014	Nomination of Directors

Oct 20, 2008	12013	Agencies Encourage Participation in Treasury's Capital Purchase Program, FDIC's Temporary Liquidity Guarantee Program

Oct 20, 2008	12012	Federal Reserve Banks and The Clearing House Issue Specifications for New Cover Payments Message Format

Oct 20, 2008	12011	Agencies Announce Decision on Regulatory Capital Impact of EESA on Fannie Mae and Freddie Mac Preferred Stock

Oct 20, 2008	12010	Board Releases Interagency Examination Procedures for Regulations under Fair Credit Reporting Act

Oct 17, 2008	12009	Board Announces Interim Final Rule to Allow BHCs to Include Senior Perpetual Preferred Stock Issued To Treasury In Tier 1 Capital

Oct 16, 2008	12008	Guidance for Consolidated Supervision of BHCs and Combined U.S. Operations of FBOs

Oct 14, 2008	12007	FOMC Authorizes an Increase in the Size of its Temporary Reciprocal Currency Arrangement with the Bank of Japan

Oct 14, 2008	12006	Joint Statement by Federal Reserve, U.S. Department of the Treasury and Federal Deposit Insurance Corporation

Oct 14, 2008	12005	Federal Reserve and Other Central Banks Announce Further Measures To Provide Broad Access To Liquidity and Funding To Financial Institutions

Oct 8, 2008	12004	Board Authorizes New York Fed to Borrow Securities from Certain Regulated U.S. Insurance Subsidiaries of AIG

Oct 8, 2008	12003	Shared National Credits Program Reports Large Increase in Credit Volume and Significant Deterioration in Credit Quality

Oct 8, 2008	12002	Agencies Seek Public Comment on Proposed Rulemaking for Claims on, or Guaranteed by, Fannie Mae and Freddie Mac

Oct 8, 2008	12001	Federal Reserve and Other Central Banks Announce Reductions in Policy Interest Rates

Oct 7, 2008	12000	Board Announces Creation of the Commercial Paper Funding Facility

Oct 7, 2008	11999	Central Banks Announce Schedules for Term and Forward Auctions of U.S. Dollar Liquidity for Fourth Quarter

Oct 6, 2008	11998	Board Announces Payment of Interest on Reserve Balances, Changes to TAF and Regulation W

Oct 1, 2008	11997	Consumer Advisory Council to Hold Meeting on October 23

Sep 29, 2008	11996	Board Announces Adjustments for Calculating Reserve Requirements, Regulation D

Sep 29, 2008	11995	Central Banks Announce Coordinated Actions to Expand Capacity to Provide U.S. Dollar Liquidity

Sep 26, 2008	11994	Central Banks Announce Operations to Address Elevated Pressures in Funding Markets

Sep 24, 2008	11993	Central Banks Announce Additional Measures to Address Elevated Pressures in Funding Markets

Sep 23, 2008	11992	Board Announces Approval of a Policy Statement on Equity Investments

Sep 22, 2008	11991	Board Approves Two Interim Final Rules to Provide Market Liquidity

Sep 19, 2008	11990	Board Announces Program Enhancements to Provide Market Liquidity

Sep 18, 2008	11989	Central Banks Announce Measures to Address Elevated Pressures in Short-Term Funding Markets

Sep 16, 2008	11988	Target for Federal Funds Rate Left Unchanged

Sep 16, 2008	11987	Federal Banking Agencies To Evaluate FASB's Accounting Proposals

Sep 15, 2008	11986	Comments Requested on Proposed Rule to Reduce the Amount of Goodwill Deduction from Tier 1 Capital

Sep 15, 2008	11985	Board Announces Initiatives to Provide Additional Support to Financial Markets

Sep 9, 2008	11984	Board Announces Restructuring of Check Processing in Sixth District

Sep 8, 2008	11983	Federal Banking Agencies Issue Joint Release on Fannie Mae and Freddie Mac

Aug 29, 2008	11982	Board Releases Small Entity Compliance Guide for Regulation R

Aug 29, 2008	11981	Board Announces Online Consumer’s Guide to Mortgage Refinancings

Aug 13, 2008	11980	2009 Holiday Schedule

Aug 13, 2008	11979	Comments Requested on Proposed Change to Regulation S

Aug 13, 2008	11978	Impact on Second District Depository Institutions Following Changes to Fourth District Check Processing Operations

Aug 12, 2008	11977	Board Announces Restructuring of Check Processing in Fourth District

Aug 6, 2008	11976	Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures

Aug 5, 2008	11975	Target for Federal Funds Rate Left Unchanged

Jul 31, 2008	11974	Recent Changes to Term Auction Facility

Jul 30, 2008	11973	Federal Reserve Announces Steps to Enhance Effectiveness of Existing Liquidity Facilities

Jul 18, 2008	11972	Board Approves Restructuring of the Check Processing Operations in the First and Third Districts—Impact on Second District Depository Institutions

Jul 16, 2008	11971	Board Approves Restructuring of the Check Processing Operations in the First and Third Districts

Jul 15, 2008	11970	Agencies Issue Final Guidance on Supervisory Review Process Related to Implementation of Basel II Advanced Approaches Rule

Jul 14, 2008	11969	Board Issues Final Rule Amending Home Mortgage Provisions of Regulation Z

Jul 8, 2008	11968	Agencies Issue Statement on Basel II Advanced Approaches Qualification Process

Jul 7, 2008	11967	Federal Reserve and SEC Issue Memorandum of Understanding to Deepen Information Sharing and Cooperation

Jul 1, 2008	11966	Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in July

Jun 26, 2008	11965	Board Issues Proposed Rule on Basel II Risk-Based Capital Requirements

Jun 26, 2008	11964	Banking Agencies Issue Host State Loan-to-Deposit Ratios

Jun 25, 2008	11963	Target for Federal Funds Rate Left Unchanged

Jun 23, 2008	11962	Operating Circular No. 3 Revised

Jun 23, 2008	11961	Consumer Advisory Council Request for Nominations

Jun 18, 2008	11960	Federal Reserve Announces National Minority-Owned Bank Program

Jun 9, 2008	11959	Agencies Announce Third Annual Interagency Minority Depository Institutions National Conference

May 30, 2008	11958	Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies

May 29, 2008	11957	Federal Reserve to Conduct Three Auctions of 28-day Credit Through its Term Auction Facility in June

May 22, 2008	11956	Final Illustrations of Consumer Information Issued for Hybrid Adjustable-Rate Mortgage Products

May 14, 2008	11955	Consumer Advisory Council to Hold Meeting on June 19

May 13, 2008	11954	Board Announces Restructuring of Check Processing in Sixth, Eighth Districts

May 8, 2008	11953	Agencies Issue Proposed Rules on Risk-Based Pricing Notices

May 2, 2008	11952	Board Proposes Rules to Prohibit Unfair Practices Regarding Credit Cards and Overdraft Services

May 2, 2008	11951	Federal Reserve and Other Central Banks Announce Expansion of Liquidity Measures

Apr 30, 2008	11950	Fed Funds Target Rate Lowered by 25 Basis Points to 2 Percent; Discount Rate Lowered by 25 Basis Points to 2.25 Percent

Apr 10, 2008	11949	Deadline Extended for Requests to Testify at Public Meetings on Proposed Acquisition of Countrywide by Bank of America

Mar 31, 2008	11948	Federal Reserve Banks Announce Restructuring Schedule Changes

Mar 28, 2008	11947	Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in April

Mar 28, 2008	11946	Public Meetings Announced on Proposed Acquisition of Countrywide by Bank of America

Mar 25, 2008	11945	Operating Circular No. 4 Revised

Mar 25, 2008	11944	Federal Reserve Study Reveals Biggest Share of Checks Are Consumer to Business

Mar 21, 2008	11943	Agencies Propose Revisions to Interagency Questions and Answers Regarding Flood Insurance

Mar 18, 2008	11942	Fed Funds Target Rate Lowered by 75 Basis Points to 2.25 Percent; Discount Rate Lowered by 75 Basis Points to 2.5 Percent

Mar 17, 2008	11941	Discount Rate Decreased by 25 Basis Points

Mar 7, 2008	11940	Federal Reserve Consumer Help Offers Spanish-Language Version of Website

Mar 7, 2008	11940	Federal Reserve Consumer Help Center Announces Spanish-Language Website

Mar 3, 2008	11938	Statement to Financial Institutions Servicing Residential Mortgages on Reporting Loss Mitigation of Subprime Mortgages

Feb 29, 2008	11937	Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in March

Feb 29, 2008	11936	Comments Requested on Proposed Changes to the Board’s Payments System Risk Policy

Feb 29, 2008	11935	Request for Comment on Proposed Change to Daylight Overdraft Posting Rules

Feb 12, 2008	11934	Board Announces Restructuring of Check Processing in Tenth, Eleventh Districts

Feb 8, 2008	11933	Comments Requested on Proposed Changes to Regulations D and I

Feb 6, 2008	11932	Consumer Advisory Council to Meet on March 6

Feb 1, 2008	11931	Federal Reserve to Conduct Two Auctions of 28-day Credit Through Its Term Auction Facility in February

Jan 30, 2008	11930	Target for Federal Funds Rate Lowered by 50 Basis Points; Discount Rate Decreased by 50 Basis Points

Jan 22, 2008	11929	Target for Fed Funds Rate Lowered by 75 Basis Points; Discount Rate Decreased by 75 Basis Points

Jan 10, 2008	11928	New Members of the Consumer Advisory Council for 2008

Jan 4, 2008	11927	Federal Reserve to Conduct Two Auctions of 28-day Credit Through Its Term Auction Facility in January

Jan 3, 2008	11926	Board Announces Restructuring of Check Processing in New York, Philadelphia and Cleveland Districts


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Circulars Archive

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