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Home > Banking > Supervision and Regulation Circulars: All Circulars are official letters announcing new developments to the Second District's depository institutions and other concerned parties. To find a circular, enter a keyword and click "Find." E-mail alert RSS Feed Keyword   All Consumer and Community Services Supervision and Regulation Other   Date No. Title     2009     Jan 7, 2009 12056 Board Announces Changes to Money Market Investor Funding Facility Jan 7, 2009 12055 Consumer Advisory Council Appointments for 2009 Jan 6, 2009 12054 Agencies Issue Revised Interagency Questions and Answers on Community Reinvestment Jan 2, 2009 12053 New Members of the Thrift Institutions Advisory Council For 2009   2008     Dec 31, 2008 12052 Board Announces Details of Program to Purchase Mortgage-Backed Securities Dec 22, 2008 12051 Agencies Issue Revised Identity Theft Brochure Dec 22, 2008 12050 Board Will Not Pursue Change to Daylight Overdraft Posting Rules Under Payment System Risk Policy Dec 22, 2008 12049 Board Adopts Revisions to Payment System Risk Policy Dec 19, 2008 12048 Board Releases Revised Terms and Conditions, FAQs for Term Asset-Backed Securities Loan Facility Dec 19, 2008 12047 Board and Other Central Banks Announce Schedules for Term Auctions of U.S. Dollar Liquidity Dec 19, 2008 12046 Annual Notice of Asset-size Exemption Threshold for Depository Institutions Dec 19, 2008 12045 Board Approves Rules to Better Protect Credit Card Users Dec 18, 2008 12044 Board Extends Comment Period on Proposal to Revise Disclosure Requirements for Mortgage Loans Under Regulation Z Dec 17, 2008 12043 Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions Dec 17, 2008 12042 Board Issues Technical Note Concerning Calculation of Interest Rates on Required Reserve Balances Dec 17, 2008 12041 Agencies Approve Final Rule on Deduction of Goodwill from Tier 1 Capital Dec 17, 2008 12040 Board Announces Restructuring of Check Processing in Sixth and Eighth Districts Dec 16, 2008 12039 Fed Funds Target Range of 0 to 0.25 Percent Established; Discount Rate Lowered by 75 Basis Points to 0.5 Percent Dec 15, 2008 12038 Revised Guide to Interagency Country Exposure Review Committee Process Issued Dec 9, 2008 12037 Federal Reserve to Conduct Two Auctions Through its Term Auction Facility in January 2009 Dec 5, 2008 12036 Board Seeks Public Comment on Proposed Changes to Regulation Z Dec 3, 2008 12035 Election of Directors Dec 2, 2008 12034 Federal Reserve Announces the Extension of Three Liquidity Facilities Nov 25, 2008 12033 Federal Reserve Announces Initiation of Program to Purchase Direct Obligations of Housing-Related GSEs and MBS Nov 25, 2008 12032 Board Announces Creation of Term Asset-Backed Securities Loan Facility Nov 24, 2008 12031 Treasury Department, Federal Reserve Board and FDIC Issue Joint Statement on Citigroup Nov 19, 2008 12030 Board Announces Restructuring of Check Processing in Seventh District Nov 14, 2008 12029 White Paper on Pandemic Preparedness Planning for Systemic Banking Organizations Nov 13, 2008 12028 Agencies Seek Comment on Proposed Interagency Appraisal and Evaluation Guidelines Nov 13, 2008 12027 Agencies Issue Final Rule to Implement Unlawful Internet Gambling Enforcement Act Nov 12, 2008 12026 Interagency Statement on Meeting the Needs of Creditworthy Borrowers Nov 10, 2008 12025 Federal Reserve Board and Treasury Department Announce Restructuring of Financial Support to AIG Nov 7, 2008 12024 Reserve Banks Announce Reduced Number of Check Processing Sites and Accelerated Restructuring Schedule Nov 5, 2008 12023 Board Announces Alteration to Formula Used to Determine Interest Rates Paid on Required Reserve Balances and Excess Reserve Balances Nov 3, 2008 12022 Agencies Announce Decision on Impact of Tax Change on Indirect Investments in Fannie Mae and Freddie Mac Preferred Stock Oct 30, 2008 12021 2009 Fee Schedule for Federal Reserve Bank Priced Services Oct 30, 2008 12020 Board and Other Central Banks Announce the Establishment of Temporary Reciprocal Currency Arrangements Oct 29, 2008 12019 Fed Funds Target Rate Lowered by 50 Basis Points to 1 Percent; Discount Rate Lowered by 50 Basis Points to 1.25 Percent Oct 29, 2008 12018 Federal Reserve and Reserve Bank of New Zealand Establish Temporary Reciprocal Currency Arrangement Oct 22, 2008 12017 Board Announces Alteration to Formula Used to Determine Interest Rate Paid on Excess Balances Oct 21, 2008 12016 Board Announces the Creation of the Money Market Investor Funding Facility (MMIFF) Oct 21, 2008 12015 Board Approves Final Amendments to Regulation C Oct 20, 2008 12014 Nomination of Directors Oct 20, 2008 12013 Agencies Encourage Participation in Treasury's Capital Purchase Program, FDIC's Temporary Liquidity Guarantee Program Oct 20, 2008 12012 Federal Reserve Banks and The Clearing House Issue Specifications for New Cover Payments Message Format Oct 20, 2008 12011 Agencies Announce Decision on Regulatory Capital Impact of EESA on Fannie Mae and Freddie Mac Preferred Stock Oct 20, 2008 12010 Board Releases Interagency Examination Procedures for Regulations under Fair Credit Reporting Act Oct 17, 2008 12009 Board Announces Interim Final Rule to Allow BHCs to Include Senior Perpetual Preferred Stock Issued To Treasury In Tier 1 Capital Oct 16, 2008 12008 Guidance for Consolidated Supervision of BHCs and Combined U.S. Operations of FBOs Oct 14, 2008 12007 FOMC Authorizes an Increase in the Size of its Temporary Reciprocal Currency Arrangement with the Bank of Japan Oct 14, 2008 12006 Joint Statement by Federal Reserve, U.S. Department of the Treasury and Federal Deposit Insurance Corporation Oct 14, 2008 12005 Federal Reserve and Other Central Banks Announce Further Measures To Provide Broad Access To Liquidity and Funding To Financial Institutions Oct 8, 2008 12004 Board Authorizes New York Fed to Borrow Securities from Certain Regulated U.S. Insurance Subsidiaries of AIG Oct 8, 2008 12003 Shared National Credits Program Reports Large Increase in Credit Volume and Significant Deterioration in Credit Quality Oct 8, 2008 12002 Agencies Seek Public Comment on Proposed Rulemaking for Claims on, or Guaranteed by, Fannie Mae and Freddie Mac Oct 8, 2008 12001 Federal Reserve and Other Central Banks Announce Reductions in Policy Interest Rates Oct 7, 2008 12000 Board Announces Creation of the Commercial Paper Funding Facility Oct 7, 2008 11999 Central Banks Announce Schedules for Term and Forward Auctions of U.S. Dollar Liquidity for Fourth Quarter Oct 6, 2008 11998 Board Announces Payment of Interest on Reserve Balances, Changes to TAF and Regulation W Oct 1, 2008 11997 Consumer Advisory Council to Hold Meeting on October 23 Sep 29, 2008 11996 Board Announces Adjustments for Calculating Reserve Requirements, Regulation D Sep 29, 2008 11995 Central Banks Announce Coordinated Actions to Expand Capacity to Provide U.S. Dollar Liquidity Sep 26, 2008 11994 Central Banks Announce Operations to Address Elevated Pressures in Funding Markets Sep 24, 2008 11993 Central Banks Announce Additional Measures to Address Elevated Pressures in Funding Markets Sep 23, 2008 11992 Board Announces Approval of a Policy Statement on Equity Investments Sep 22, 2008 11991 Board Approves Two Interim Final Rules to Provide Market Liquidity Sep 19, 2008 11990 Board Announces Program Enhancements to Provide Market Liquidity Sep 18, 2008 11989 Central Banks Announce Measures to Address Elevated Pressures in Short-Term Funding Markets Sep 16, 2008 11988 Target for Federal Funds Rate Left Unchanged Sep 16, 2008 11987 Federal Banking Agencies To Evaluate FASB's Accounting Proposals Sep 15, 2008 11986 Comments Requested on Proposed Rule to Reduce the Amount of Goodwill Deduction from Tier 1 Capital Sep 15, 2008 11985 Board Announces Initiatives to Provide Additional Support to Financial Markets Sep 9, 2008 11984 Board Announces Restructuring of Check Processing in Sixth District Sep 8, 2008 11983 Federal Banking Agencies Issue Joint Release on Fannie Mae and Freddie Mac Aug 29, 2008 11982 Board Releases Small Entity Compliance Guide for Regulation R Aug 29, 2008 11981 Board Announces Online Consumer’s Guide to Mortgage Refinancings Aug 13, 2008 11980 2009 Holiday Schedule Aug 13, 2008 11979 Comments Requested on Proposed Change to Regulation S Aug 13, 2008 11978 Impact on Second District Depository Institutions Following Changes to Fourth District Check Processing Operations Aug 12, 2008 11977 Board Announces Restructuring of Check Processing in Fourth District Aug 6, 2008 11976 Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Aug 5, 2008 11975 Target for Federal Funds Rate Left Unchanged Jul 31, 2008 11974 Recent Changes to Term Auction Facility Jul 30, 2008 11973 Federal Reserve Announces Steps to Enhance Effectiveness of Existing Liquidity Facilities Jul 18, 2008 11972 Board Approves Restructuring of the Check Processing Operations in the First and Third Districts—Impact on Second District Depository Institutions Jul 16, 2008 11971 Board Approves Restructuring of the Check Processing Operations in the First and Third Districts Jul 15, 2008 11970 Agencies Issue Final Guidance on Supervisory Review Process Related to Implementation of Basel II Advanced Approaches Rule Jul 14, 2008 11969 Board Issues Final Rule Amending Home Mortgage Provisions of Regulation Z Jul 8, 2008 11968 Agencies Issue Statement on Basel II Advanced Approaches Qualification Process Jul 7, 2008 11967 Federal Reserve and SEC Issue Memorandum of Understanding to Deepen Information Sharing and Cooperation Jul 1, 2008 11966 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in July Jun 26, 2008 11965 Board Issues Proposed Rule on Basel II Risk-Based Capital Requirements Jun 26, 2008 11964 Banking Agencies Issue Host State Loan-to-Deposit Ratios Jun 25, 2008 11963 Target for Federal Funds Rate Left Unchanged Jun 23, 2008 11962 Operating Circular No. 3 Revised Jun 23, 2008 11961 Board Seeks Nominations for Appointments to Consumer Advisory Council Jun 18, 2008 11960 Federal Reserve Announces National Minority-Owned Bank Program Jun 9, 2008 11959 Agencies Announce Third Annual Interagency Minority Depository Institutions National Conference May 30, 2008 11958 Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies May 29, 2008 11957 Federal Reserve to Conduct Three Auctions of 28-day Credit Through its Term Auction Facility in June May 22, 2008 11956 Final Illustrations of Consumer Information Issued for Hybrid Adjustable-Rate Mortgage Products May 14, 2008 11955 Consumer Advisory Council to Hold Meeting on June 19 May 13, 2008 11954 Board Announces Restructuring of Check Processing in Sixth, Eighth Districts May 8, 2008 11953 Agencies Issue Proposed Rules on Risk-Based Pricing Notices May 2, 2008 11952 Board Proposes Rules to Prohibit Unfair Practices Regarding Credit Cards and Overdraft Services May 2, 2008 11951 Federal Reserve and Other Central Banks Announce Expansion of Liquidity Measures Apr 30, 2008 11950 Fed Funds Target Rate Lowered by 25 Basis Points to 2 Percent; Discount Rate Lowered by 25 Basis Points to 2.25 Percent Apr 10, 2008 11949 Deadline Extended for Requests to Testify at Public Meetings on Proposed Acquisition of Countrywide by Bank of America Mar 31, 2008 11948 Federal Reserve Banks Announce Restructuring Schedule Changes Mar 28, 2008 11947 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in April Mar 28, 2008 11946 Public Meetings Announced on Proposed Acquisition of Countrywide by Bank of America Mar 25, 2008 11945 Operating Circular No. 4 Revised Mar 25, 2008 11944 Federal Reserve Study Reveals Biggest Share of Checks Are Consumer to Business Mar 21, 2008 11943 Agencies Propose Revisions to Interagency Questions and Answers Regarding Flood Insurance Mar 18, 2008 11942 Fed Funds Target Rate Lowered by 75 Basis Points to 2.25 Percent; Discount Rate Lowered by 75 Basis Points to 2.5 Percent Mar 17, 2008 11941 Discount Rate Decreased by 25 Basis Points Mar 7, 2008 11940 Federal Reserve Consumer Help Offers Spanish-Language Version of Website Mar 7, 2008 11940 Federal Reserve Consumer Help Center Announces Spanish-Language Website Mar 3, 2008 11938 Statement to Financial Institutions Servicing Residential Mortgages on Reporting Loss Mitigation of Subprime Mortgages Feb 29, 2008 11937 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in March Feb 29, 2008 11936 Comments Requested on Proposed Changes to the Board’s Payments System Risk Policy Feb 29, 2008 11935 Request for Comment on Proposed Change to Daylight Overdraft Posting Rules Feb 12, 2008 11934 Board Announces Restructuring of Check Processing in Tenth, Eleventh Districts Feb 8, 2008 11933 Comments Requested on Proposed Changes to Regulations D and I Feb 6, 2008 11932 Consumer Advisory Council to Meet on March 6 Feb 1, 2008 11931 Federal Reserve to Conduct Two Auctions of 28-day Credit Through Its Term Auction Facility in February Jan 30, 2008 11930 Target for Federal Funds Rate Lowered by 50 Basis Points; Discount Rate Decreased by 50 Basis Points Jan 22, 2008 11929 Target for Fed Funds Rate Lowered by 75 Basis Points; Discount Rate Decreased by 75 Basis Points Jan 10, 2008 11928 New Members of the Consumer Advisory Council for 2008 Jan 4, 2008 11927 Federal Reserve to Conduct Two Auctions of 28-day Credit Through Its Term Auction Facility in January Jan 3, 2008 11926 Board Announces Restructuring of Check Processing in New York, Philadelphia and Cleveland Districts   2007     Dec 21, 2007 11925 Federal Reserve to Conduct TAF Auctions as Necessary Dec 20, 2007 11924 Board Clarifies Policy on Confidentiality Provisions in Third-Party Agreements Dec 20, 2007 11923 FFIEC Issues Guidance on Pandemic Planning Dec 19, 2007 11922 Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions Dec 18, 2007 11921 Request for Comment on Changes to Regulation Z to Protect Consumers from Unfair or Deceptive Home Mortgage Lending Dec 17, 2007 11920 Annual Notice of Asset-Size Exemption Threshold for Depository Institutions Dec 14, 2007 11919 Federal Reserve to Offer $20 Billion in 28-day Credit Through Term Auction Facility Dec 13, 2007 11918 New Members Announced for 2008 Thrift Institutions Advisory Council Dec 12, 2007 11917 Federal Reserve and Other Central Banks Announce Measures Designed to Address Elevated Pressures in Short-term Funding Markets Dec 11, 2007 11916 Target for Federal Funds Rate Lowered by 25 Basis Points; Discount Rate Decreased by 25 Basis Points Dec 10, 2007 11915 Federal Reserve Study Shows More Than Two-Thirds of Noncash Payments Made Electronically in 2006 Nov 30, 2007 11914 Agencies Issue Proposed Consumer Report Information Rules and Guidelines Nov 28, 2007 11913 Operating Circular No. 9 Revised Nov 14, 2007 11912 Election of Directors Nov 6, 2007 11911 Fees for Priced Services, PSAF Nov 2, 2007 11910 Board Approves Final Rules to Implement Basel II Risk-Based Capital Framework Nov 2, 2007 11909 Board Announces Amendments to Regulations B, E, M, Z and DD Nov 1